Terms & Conditions
Redding Trust & Insurance CompanyLast updated: June 20, 2025
1. Introduction
Welcome to Redding Trust & Insurance Company. By accessing or using our services—including our website, digital platform, and estate planning coordination—you agree to these Terms & Conditions. Please read them carefully.
2. Non-Legal Services Notice
Redding Trust & Insurance Company is not a law firm and does not provide legal advice or legal services. All information and support provided by our team, website, or representatives is for educational and coordination purposes only. For legal advice or answers to legal questions, you must consult a licensed attorney.
3. Service Model
Redding Trust & Insurance Company coordinates estate planning and insurance solutions for clients through partnerships with independent, third-party technology providers. Clients use these platforms to create, manage, and store their own estate planning documents.
Our role is limited to providing access, education, and coordination support. We do not draft, modify, or review legal documents. Clients are solely responsible for the information they provide and all decisions related to their estate plans.
4. Fees and Payment
All fees paid to Redding Trust & Insurance Company are for planning time and coordination only. These are not legal fees and do not include legal advice.
The fee for estate planning coordination is a one-time fee, disclosed before services begin.Any additional services or products offered by third-party platforms are separate and may be purchased directly from those providers.
5. Additional Services
Third-party platforms may offer additional services for a separate fee. Redding Trust & Insurance Company is not responsible for the quality, delivery, or outcome of any third-party services purchased outside of our direct agreement.
6. Privacy & Data Security
We respect your privacy. Your personal information will only be used to provide requested services, respond to your inquiries, and as otherwise described in our [Privacy Policy]. We use reasonable security measures to protect your data, but cannot guarantee absolute security.
7. No Attorney-Client Relationship
Use of Redding Trust & Insurance Company’s services does not create an attorney-client relationship. No part of our service should be interpreted as legal representation or the practice of law.
8. Client Responsibilities
You are responsible for providing accurate and complete information.You are responsible for making all final decisions regarding your estate plan and insurance selections. You agree to review all documents and consult a licensed attorney for any legal questions or concerns.
9. Limitation of Liability
To the fullest extent permitted by law, Redding Trust & Insurance Company and its representatives shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from your use of our services or third-party platforms.
10. Changes to Terms
We may update these Terms & Conditions from time to time. Any changes will be posted on our website with a new “last updated” date. Continued use of our services after changes constitutes acceptance of the updated terms.
(888) 611-8232
5000 Bechelli Lane Suite 104
Redding Trust Co. is an independently owned and operated estate planning and insurance agency. We are not attorneys and do not provide legal advice or representation. Our team provides clear, step-by-step support to help you create your trust, always referring legal questions to trusted attorneys when needed. Our flat-rate pricing and holistic approach make estate planning accessible and stress-free for real families.
Madison Kopta is a licensed insurance agent in California (CA License #4384531, National Producer #21212466). Information provided is for general educational purposes only and should not be considered legal advice. Madison Kopta is not an attorney and does not provide legal services. For legal questions or advice regarding estate planning, wills, or trusts, please consult a qualified attorney.