No. We do not provide legal advice or attorney services. Our team guides you through the process and can refer you to a qualified attorney if your needs go beyond our scope.

1. Redding Trust & Insurance Co. is an excellent choice for individuals, families, and business owners who want a straightforward, affordable, and comprehensive approach to estate planning and insurance.

2. Our estate planning services are offered at a clear, flat-rate fee—often significantly less than traditional attorney fees—so you know exactly what to expect.

3. We specialize in helping clients set up living trusts, life insurance, and other strategies to secure your legacy and ensure your wishes are honored.

Redding Trust & Insurance Company is an independently owned and operated insurance agency led by agency owner and licensed insurance agent Madison Kopta (CA License #4384531, National Producer #21212466).

We provide comprehensive insurance solutions—including life, health, commercial, property, auto, and casualty coverage—to individuals, families, and businesses.

In addition to our insurance services, we offer access to self-help estate planning tools. Clients utilizing these tools are responsible for answering all questions and making their own legal decisions. The platform is designed for self-guided use, is not a law firm, and neither Madison Kopta nor the platform provides personalized legal advice.

All information provided through the estate planning tools is general and attorney-written, following the same process for every user. For legal questions or complex estate planning needs, we encourage you to consult a qualified attorney.

At Redding Trust & Insurance Company, you can expect personalized service, educational support, and solutions designed to fit your unique needs and goals.

The Trust Package includes one Transfer Deed. Additional Transfer Deeds can be added for $149 each, making it easy to include multiple properties in your trust.

The $1,995.00 $1,495.00 Trust Package includes:

• A meticulously drafted Trust Document

• A Pourover WillHealthcare Directives

• A Financial Power of Attorney

• One Transfer Deed to ensure your property is included in your trust

• One year of free document hosting for secure, anytime access to your trust and estate documents

Your Trust Package includes one year of free secure document hosting, allowing you to access your documents anytime, anywhere.

After the first year, you can continue this service for $99 per year.

A will details how your assets should be distributed after your death and becomes effective only upon your death, following a court-supervised process called probate.

A trust takes effect as soon as it is created and can be used to manage your assets during your lifetime, upon death or incapacitation, potentially bypassing the probate process.

Monday–Thursday: 9:00 AM – 5:00 PM

Friday: By appointment only

1. Flat-Rate & Transparent: Estate planning for $1,995.00 $1,495.00—no surprises or hidden fees.

2. Specialized Focus: We concentrate on estate planning and insurance, not general legal services.

3. Holistic, Personalized: Madison and our team help integrate your estate plan with your financial goals—think legacy, retirement, and wealth transfer.

4. Simple, Fast, Digital: Build your plan online in minutes. Documents are ready instantly and always accessible on your dashboard.

5. No Legal Advice: We guide you through the process and refer to attorneys if you need legal advice or have complex needs.

6. Ongoing Support: Update your plan anytime. Share access with family and advisors as needed.

7. Compliance & Security: All documents are attorney-drafted, legally compliant for your state, and securely stored.

Yes! In addition to the initial trust creation, Redding Trust Co. offers secure document storage for $99/year after the first year.

This ensures your trust documents remain easily accessible and up to date

Redding Trust & Insurance Co. does not provide legal advice or representation. However, Madison Kopta (CA License #4384531, National Producer #21212466) and her team can refer you to trusted attorneys for situations that require advanced legal expertise or formal legal representation.

Start Online: Begin your estate plan using our secure, user-friendly online platform.

Choose Your Plan: Select either a will or a living trust, or take a quick quiz to help you decide.

Personalize by State: Enter your address—our system customizes your documents to meet your state’s legal requirements (all 50 states + D.C.).

Complete Key Details: Answer questions about your marital status, homeownership, children or pets, and beneficiaries. You can use default options or fully customize your plan.

Access Advanced Trust Features: If you choose a trust, you’ll get extra features like an included quitclaim deed, advanced controls (special needs, spendthrift trusts, custom beneficiary rules), and the ability to add detailed gifts, successor trustees, and final wishes.

Instant Document Delivery: Once finished, your documents are finalized and available in your secure dashboard within seconds.

Share & Collaborate: Easily share your estate plan with family or professionals, assigning read-only or collaborator access as needed.

Ongoing Support: If you need help or want to update your plan, our team is here to support you. For legal questions, we can refer you to an attorney.

You can schedule a free initial consultation to discuss your needs and goals. Contact Redding Trust & Insurance Co. at (888) 611-8232.

Once you provide your information and complete your selections, your estate planning documents are finalized and available on your secure dashboard within seconds.

Redding Trust & Insurance Co. is an affordable, accessible, and comprehensive alternative to traditional legal services for estate planning.

If you have complex legal questions or need formal legal representation, we always recommend consulting a qualified attorney—but for most families, our process offers everything you need to secure your legacy with confidence and ease.

Our trust package includes a customized living trust, pour-over will, financial power of attorney, healthcare directive, HIPAA authorization, and a quitclaim deed if real estate is involved. You’ll also have access to our digital estate planning tools and secure document storage.

Yes! You can update your estate plan as your life changes. Simply log in to your dashboard to make updates, or reach out for assistance.

Redding Trust & Insurance Co. is an affordable, accessible, and comprehensive alternative to traditional legal services for estate planning.

If you have complex legal questions or need formal legal representation, we always recommend consulting a qualified attorney—but for most families, our process offers everything you need to secure your legacy with confidence and ease.

No, Redding Trust Co. does not specialize in irrevocable trusts for tax avoidance or Medicaid planning.

For these needs, Madison can refer clients to attorneys or CPAs to ensure you receive the appropriate expertise.

Our platform customizes your documents to comply with the laws of your state. If you have legal questions, we’re happy to refer you to an attorney.