Protect your family’s future.

Simple.

Affordable.

Guided.

Don’t leave your loved ones facing court battles, legal fees, or uncertainty. With Redding Trust & Insurance Company, creating your living trust is straightforward and affordable.

So your family is cared for, even when you can’t be there yourself.

Not Sure If You Need a Will or a Trust?

Answer a few simple questions and get a personalized recommendation in minutes.

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Because They Deserve Certainty, Not Chaos.

Imagine your family grieving your loss—and suddenly, the house is tied up in court, accounts are frozen, and strangers are making decisions you never wanted.

This isn’t rare. It happens every day to families who “meant to get around to it.”

Estate planning isn’t about you.

It’s about making sure your partner, kids, and loved ones have clarity, not confusion in your absence.

It’s about love, responsibility, and leaving a legacy—not a legal mess.

Will vs. Trust:

What’s the Real Difference?

Think of estate planning like traffic control for your assets after you die.

A Will: ($495)

Directs Traffic

A will is like a traffic cop at a busy intersection. When you pass away, your will gives instructions—but your assets still have to go through the long, public process of probate court.

This means delays, legal fees, and your family’s private matters becoming public record. The court decides when and how your wishes are carried out.

Best for: Simple estates, few assets, or if you’re comfortable with the probate process.

A Trust ($1,495)

Stops Traffic

A trust is like a set of traffic lights that brings everything to a smooth, immediate stop—right where you want it. Your assets are transferred directly to your loved ones, privately and efficiently, without the court’s involvement.

No waiting, no extra fees, no unnecessary detours. Your wishes are followed exactly, and your family avoids the stress and hassle of probate.

Best for: Homeowners, parents, anyone wanting to avoid probate, maintain privacy, and make things easy for their family.

Start My Trust Now

The Simple, Affordable Option

for Estate Planning

Why Estate Planning With Us Is Different

With clear support and flat-rate pricing from Redding Trust & Insurance Company,

you get a personalized estate plan and peace of mind, all without the high costs or complexity of a traditional law firm.

  • Tailored for Real Families

    We make estate planning easy and affordable with professionally crafted trust documents tailored to your needs. You’ll get clear guidance, flat-rate pricing, and a plan that fits your family—without the usual law firm hassle or high costs.

  • Attorney-Quality Trusts, Fraction of the Cost

    Enjoy peace of mind with clear, legally-sound documents—professionally prepared and tailored to your needs—for one flat, upfront fee. No hourly rates, no hidden costs, just straightforward estate planning that puts your family first.

  • No Legalese, No Headaches
    We take care of the details and explain everything in clear, simple language—so you always know exactly what you’re getting, without any confusing jargon or surprises.

  • Faster, Friendlier, and More Personal
    No more long waits or intimidating law offices. Our process is quick, welcoming, and built around your peace of mind—so you can get the protection you need, without the stress or hassle.

  • More Than a Template—Not More Than You Need
    We give you the best of both worlds: more protection and flexibility than generic online forms, without the high costs or hassle of a traditional law firm.

    With tailored support and clear guidance every step of the way, your plan is built to fit your life—nothing more, nothing less.

Protect your family’s future the smart way—simple, secure, and affordable.

How It Works:

6 Quick Steps

to a Worry-Free Estate Plan

How Redding Trust & Insurance Company Makes Estate Planning Easyn Headline

  1. Schedule Your Appointment:

    Choose a convenient time for your trust planning meeting with Madison using our secure online booking system.

  1. Secure Your Plan:

    Complete your flat-rate payment of $1,495 for your Living Trust Plan. Need to include additional properties? Each extra property is just $149.95.

  1. Personalize by State:

    Enter your address—our system customizes your documents to meet your state’s legal requirements (all 50 states + D.C.).

  1. Complete Key Details:

    Answer questions about your marital status, homeownership, children or pets, and beneficiaries. You can use default options or fully customize your plan.

  1. Access Advanced Trust Features:

    If you choose a trust, you’ll get extra features like an included quitclaim deed, advanced controls (special needs, spendthrift trusts, custom beneficiary rules), and the ability to add detailed gifts, successor trustees, and final wishes.

  1. Meet with Madison & Start Your Plan:

    Join your scheduled meeting for step-by-step guidance as you build your custom trust. 

With Redding Trust & Insurance Company, you’re in control—every step of the way.

Your Estate Plan, Your Way

Schedule your appointment, answer a few straightforward questions,

and we’ll walk you through each step to create a will or trust tailored to your family and your goals.

Living Trust Package

Our #1 Most Loved Estate Planning Package

Everything you need to protect your family, avoid probate, and keep things simple—

at a flat, transparent price.

Why Families Love It:

  • Avoids court and legal confusion

  • Fast, secure, and ready in minutes

  • Flat-rate pricing—no surprises

  • One-on-one guidance and support

Total value: $2,495

Plans start at $495

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Trusted by local families!

"After some family changes, I went to Madison and she was so warm and helpful, and we got our trust done in just a few days." - Teresa C.

MEET OUR SPECIALIST

Hi, I'm Madison!

At Redding Trust & Insurance Co., we believe estate planning should be simple, accessible, and truly tailored to your family’s needs.

Led by Madison Kopta (CA License #4384531, National Producer #21212466), our client-centered approach means you get more than just documents—you get confidence, clarity, and ongoing support.

Frequently Asked Questions

for Redding Trust & Insurance Co.

Your Estate Planning Questions Answered Clearly and Concisely

Do you offer attorney support or legal advice?

No. We do not provide legal advice or attorney services. Our team guides you through the process and can refer you to a qualified attorney if your needs go beyond our scope.

What is Redding Trust & Insurance Co.?

Redding Trust & Insurance Company is an independently owned and operated insurance agency led by agency owner and licensed insurance agent Madison Kopta (CA License #4384531, National Producer #21212466).

We provide comprehensive insurance solutions—including life, health, commercial, property, auto, and casualty coverage—to individuals, families, and businesses.

In addition to our insurance services, we offer access to self-help estate planning tools. Clients utilizing these tools are responsible for answering all questions and making their own legal decisions. The platform is designed for self-guided use, is not a law firm, and neither Madison Kopta nor the platform provides personalized legal advice.

All information provided through the estate planning tools is general and attorney-written, following the same process for every user. For legal questions or complex estate planning needs, we encourage you to consult a qualified attorney.

At Redding Trust & Insurance Company, you can expect personalized service, educational support, and solutions designed to fit your unique needs and goals.

What services are included in the Trust Package?

The $2,500 Trust Package includes:

  • A meticulously drafted Trust Document

  • A Pourover WillHealthcare Directives

  • A Financial Power of Attorney

  • One Transfer Deed to ensure your property is included in your trust

  • One year of free document hosting for secure, anytime access to your trust and estate documents

What is the difference between a will and a trust?

A will details how your assets should be distributed after your death and becomes effective only upon your death, following a court-supervised process called probate.

A trust takes effect as soon as it is created and can be used to manage your assets during your lifetime, upon death or incapacitation, potentially bypassing the probate process.

How is Redding Trust & Insurance Co. different from an attorney?

  1. Flat-Rate & Transparent: Estate planning for $1,495—no surprises or hidden fees.

  1. Specialized Focus: We concentrate on estate planning and insurance, not general legal services.

  1. Holistic, Personalized: Madison and our team help integrate your estate plan with your financial goals—think legacy, retirement, and wealth transfer.

  1. Simple, Fast, Digital: Build your plan online in minutes. Documents are ready instantly and always accessible on your dashboard.

  1. No Legal Advice: We guide you through the process and refer to attorneys if you need legal advice or have complex needs.

  1. Ongoing Support: Update your plan anytime. Share access with family and advisors as needed.

  1. Compliance & Security: All documents are attorney-drafted, legally compliant for your state, and securely stored.

What happens if I need legal advice beyond trust creation?

Redding Trust & Insurance Co. does not provide legal advice or representation. However, Madison Kopta (CA License #4384531, National Producer #21212466) and her team can refer you to trusted attorneys for situations that require advanced legal expertise or formal legal representation.

How do I get started with Redding Trust & Insurance Co.?

You can schedule a free initial consultation to discuss your needs and goals. Contact Redding Trust & Insurance Co. at (888) 611-8232.

Why should I choose Redding Trust & Insurance Co. over an attorney?

Redding Trust & Insurance Co. is an affordable, accessible, and comprehensive alternative to traditional legal services for estate planning.

If you have complex legal questions or need formal legal representation, we always recommend consulting a qualified attorney—but for most families, our process offers everything you need to secure your legacy with confidence and ease.

Can Redding Trust & Insurance Co. help with tax-related trusts or Medicaid planning?

No, Redding Trust Co. does not specialize in irrevocable trusts for tax avoidance or Medicaid planning.

For these needs, Madison can refer clients to attorneys or CPAs to ensure you receive the appropriate expertise.

Who should consider using Redding Trust & Insurance Co.?

  1. Redding Trust & Insurance Co. is an excellent choice for individuals, families, and business owners who want a straightforward, affordable, and comprehensive approach to estate planning and insurance.

  2. Our estate planning services are offered at a clear, flat-rate fee—often significantly less than traditional attorney fees—so you know exactly what to expect.

  3. We specialize in helping clients set up living trusts, life insurance, and other strategies to secure your legacy and ensure your wishes are honored.

What if I own multiple properties?

The Trust Package includes one Transfer Deed. Additional Transfer Deeds can be added for $149 each, making it easy to include multiple properties in your trust.

How does document hosting work?

Your Trust Package includes one year of free secure document hosting, allowing you to access your documents anytime, anywhere.

After the first year, you can continue this service for $99 per year.

What are the hours for Redding Trust Co.?

Monday–Thursday: 9:00 AM – 5:00 PM

Friday: By appointment only

Does Redding Trust Co. offer ongoing support for my trust?

Yes! In addition to the initial trust creation, Redding Trust Co. offers secure document storage for $99/year after the first year.

This ensures your trust documents remain easily accessible and up to date.

How does your estate planning process work?

Start Online: Begin your estate plan using our secure, user-friendly online platform.

Choose Your Plan: Select either a will or a living trust, or take a quick quiz to help you decide.

Personalize by State: Enter your address—our system customizes your documents to meet your state’s legal requirements (all 50 states + D.C.).

Complete Key Details: Answer questions about your marital status, homeownership, children or pets, and beneficiaries. You can use default options or fully customize your plan.

Access Advanced Trust Features: If you choose a trust, you’ll get extra features like an included quitclaim deed, advanced controls (special needs, spendthrift trusts, custom beneficiary rules), and the ability to add detailed gifts, successor trustees, and final wishes.

Instant Document Delivery: Once finished, your documents are finalized and available in your secure dashboard within seconds.

Share & Collaborate: Easily share your estate plan with family or professionals, assigning read-only or collaborator access as needed.

Ongoing Support: If you need help or want to update your plan, our team is here to support you. For legal questions, we can refer you to an attorney.

How long does it take to get my documents?

Once you provide your information and complete your selections, your estate planning documents are finalized and available on your secure dashboard within seconds.

What’s included in your trust package?

Our trust package includes a customized living trust, pour-over will, financial power of attorney, healthcare directive, HIPAA authorization, and a quitclaim deed if real estate is involved. You’ll also have access to our digital estate planning tools and secure document storage.

Can I update my estate plan later?

Yes! You can update your estate plan as your life changes. Simply log in to your dashboard to make updates, or reach out for assistance.

How do I know my documents are legally valid in my state?

Our platform customizes your documents to comply with the laws of your state. If you have legal questions, we’re happy to refer you to an attorney.